LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,819
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,302
−HK$2,522/mo
Today · 4.125%
HK$84,824
baseline
▲ 0.50% · 4.625%
HK$89,986
+HK$5,162/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,648/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,798
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,179
−HK$2,416/mo
Today · 4.125%
HK$93,595
baseline
▲ 0.50% · 4.625%
HK$98,529
+HK$4,934/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,190/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,783
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,762
−HK$3,027/mo
Today · 4.125%
HK$101,789
baseline
▲ 0.50% · 4.625%
HK$107,983
+HK$6,194/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,578/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,557
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,415
−HK$2,899/mo
Today · 4.125%
HK$112,314
baseline
▲ 0.50% · 4.625%
HK$118,234
+HK$5,920/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,628/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,746
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,222
−HK$3,532/mo
Today · 4.125%
HK$118,754
baseline
▲ 0.50% · 4.625%
HK$125,980
+HK$7,226/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,508/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,317
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,651
−HK$3,382/mo
Today · 4.125%
HK$131,033
baseline
▲ 0.50% · 4.625%
HK$137,940
+HK$6,907/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,066/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,674
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,143
−HK$4,541/mo
Today · 4.125%
HK$152,684
baseline
▲ 0.50% · 4.625%
HK$161,974
+HK$9,290/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,368/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,836
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,123
−HK$4,348/mo
Today · 4.125%
HK$168,471
baseline
▲ 0.50% · 4.625%
HK$177,352
+HK$8,881/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,942/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,685 · Scale 2, in force from 26 Feb 2026)