LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,820
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,303
−HK$2,523/mo
Today · 4.125%
HK$84,826
baseline
▲ 0.50% · 4.625%
HK$89,987
+HK$5,161/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,652/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,799
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,181
−HK$2,416/mo
Today · 4.125%
HK$93,597
baseline
▲ 0.50% · 4.625%
HK$98,530
+HK$4,933/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,194/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,784
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,764
−HK$3,027/mo
Today · 4.125%
HK$101,791
baseline
▲ 0.50% · 4.625%
HK$107,984
+HK$6,193/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,582/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,559
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,417
−HK$2,899/mo
Today · 4.125%
HK$112,316
baseline
▲ 0.50% · 4.625%
HK$118,236
+HK$5,920/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,632/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,748
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,224
−HK$3,532/mo
Today · 4.125%
HK$118,756
baseline
▲ 0.50% · 4.625%
HK$125,982
+HK$7,226/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,512/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,319
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,653
−HK$3,382/mo
Today · 4.125%
HK$131,035
baseline
▲ 0.50% · 4.625%
HK$137,942
+HK$6,907/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,070/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,676
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,145
−HK$4,541/mo
Today · 4.125%
HK$152,686
baseline
▲ 0.50% · 4.625%
HK$161,977
+HK$9,291/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,372/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,838
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$164,125
−HK$4,349/mo
Today · 4.125%
HK$168,474
baseline
▲ 0.50% · 4.625%
HK$177,354
+HK$8,880/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,948/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,708 · Scale 2, in force from 26 Feb 2026)