LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,822
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,305
−HK$2,523/mo
Today · 4.125%
HK$84,828
baseline
▲ 0.50% · 4.625%
HK$89,990
+HK$5,162/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,656/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,802
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,183
−HK$2,416/mo
Today · 4.125%
HK$93,599
baseline
▲ 0.50% · 4.625%
HK$98,533
+HK$4,934/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,198/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,787
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,766
−HK$3,028/mo
Today · 4.125%
HK$101,794
baseline
▲ 0.50% · 4.625%
HK$107,987
+HK$6,193/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,588/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,562
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,420
−HK$2,899/mo
Today · 4.125%
HK$112,319
baseline
▲ 0.50% · 4.625%
HK$118,240
+HK$5,921/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,638/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,751
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,227
−HK$3,532/mo
Today · 4.125%
HK$118,759
baseline
▲ 0.50% · 4.625%
HK$125,985
+HK$7,226/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,518/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,322
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,657
−HK$3,382/mo
Today · 4.125%
HK$131,039
baseline
▲ 0.50% · 4.625%
HK$137,946
+HK$6,907/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,078/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,680
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,150
−HK$4,540/mo
Today · 4.125%
HK$152,690
baseline
▲ 0.50% · 4.625%
HK$161,981
+HK$9,291/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,380/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,843
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$164,130
−HK$4,349/mo
Today · 4.125%
HK$168,479
baseline
▲ 0.50% · 4.625%
HK$177,360
+HK$8,881/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$336,958/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,751 · Scale 2, in force from 26 Feb 2026)