LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,824
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,307
−HK$2,523/mo
Today · 4.125%
HK$84,830
baseline
▲ 0.50% · 4.625%
HK$89,992
+HK$5,162/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,660/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,804
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,185
−HK$2,416/mo
Today · 4.125%
HK$93,601
baseline
▲ 0.50% · 4.625%
HK$98,535
+HK$4,934/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,202/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,789
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,769
−HK$3,027/mo
Today · 4.125%
HK$101,796
baseline
▲ 0.50% · 4.625%
HK$107,990
+HK$6,194/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,592/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,564
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,422
−HK$2,900/mo
Today · 4.125%
HK$112,322
baseline
▲ 0.50% · 4.625%
HK$118,242
+HK$5,920/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,644/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,754
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,230
−HK$3,532/mo
Today · 4.125%
HK$118,762
baseline
▲ 0.50% · 4.625%
HK$125,988
+HK$7,226/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,524/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,325
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,659
−HK$3,383/mo
Today · 4.125%
HK$131,042
baseline
▲ 0.50% · 4.625%
HK$137,949
+HK$6,907/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,084/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,683
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$148,153
−HK$4,541/mo
Today · 4.125%
HK$152,694
baseline
▲ 0.50% · 4.625%
HK$161,985
+HK$9,291/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,388/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,846
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$164,133
−HK$4,349/mo
Today · 4.125%
HK$168,482
baseline
▲ 0.50% · 4.625%
HK$177,363
+HK$8,881/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$336,964/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,784 · Scale 2, in force from 26 Feb 2026)