LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,828
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,312
−HK$2,522/mo
Today · 4.125%
HK$84,834
baseline
▲ 0.50% · 4.625%
HK$89,996
+HK$5,162/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,668/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,808
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,190
−HK$2,416/mo
Today · 4.125%
HK$93,606
baseline
▲ 0.50% · 4.625%
HK$98,541
+HK$4,935/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,212/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,794
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,774
−HK$3,027/mo
Today · 4.125%
HK$101,801
baseline
▲ 0.50% · 4.625%
HK$107,996
+HK$6,195/mo
Deposit HK$14.00M · loan HK$21.01M · min. income ≈ HK$203,602/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,570
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,428
−HK$2,900/mo
Today · 4.125%
HK$112,328
baseline
▲ 0.50% · 4.625%
HK$118,249
+HK$5,921/mo
Deposit HK$14.00M · loan HK$21.01M · min. income ≈ HK$224,656/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,760
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,236
−HK$3,532/mo
Today · 4.125%
HK$118,768
baseline
▲ 0.50% · 4.625%
HK$125,995
+HK$7,227/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$237,536/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,332
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,666
−HK$3,383/mo
Today · 4.125%
HK$131,049
baseline
▲ 0.50% · 4.625%
HK$137,957
+HK$6,908/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$262,098/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,691
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$148,161
−HK$4,541/mo
Today · 4.125%
HK$152,702
baseline
▲ 0.50% · 4.625%
HK$161,994
+HK$9,292/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,404/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,855
−HK$8,637/mo
▼ 0.25% · 3.875%
HK$164,142
−HK$4,350/mo
Today · 4.125%
HK$168,492
baseline
▲ 0.50% · 4.625%
HK$177,373
+HK$8,881/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$336,984/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,864 · Scale 2, in force from 26 Feb 2026)