LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,832
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,315
−HK$2,523/mo
Today · 4.125%
HK$84,838
baseline
▲ 0.50% · 4.625%
HK$90,001
+HK$5,163/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,676/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,812
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,194
−HK$2,417/mo
Today · 4.125%
HK$93,611
baseline
▲ 0.50% · 4.625%
HK$98,545
+HK$4,934/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,222/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,799
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,778
−HK$3,028/mo
Today · 4.125%
HK$101,806
baseline
▲ 0.50% · 4.625%
HK$108,001
+HK$6,195/mo
Deposit HK$14.00M · loan HK$21.01M · min. income ≈ HK$203,612/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,575
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,433
−HK$2,900/mo
Today · 4.125%
HK$112,333
baseline
▲ 0.50% · 4.625%
HK$118,254
+HK$5,921/mo
Deposit HK$14.00M · loan HK$21.01M · min. income ≈ HK$224,666/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,765
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$115,242
−HK$3,532/mo
Today · 4.125%
HK$118,774
baseline
▲ 0.50% · 4.625%
HK$126,001
+HK$7,227/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$237,548/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,337
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,672
−HK$3,383/mo
Today · 4.125%
HK$131,055
baseline
▲ 0.50% · 4.625%
HK$137,963
+HK$6,908/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$262,110/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,698
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$148,168
−HK$4,541/mo
Today · 4.125%
HK$152,709
baseline
▲ 0.50% · 4.625%
HK$162,001
+HK$9,292/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,418/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,862
−HK$8,637/mo
▼ 0.25% · 3.875%
HK$164,150
−HK$4,349/mo
Today · 4.125%
HK$168,499
baseline
▲ 0.50% · 4.625%
HK$177,381
+HK$8,882/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$336,998/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,932 · Scale 2, in force from 26 Feb 2026)