LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,833
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,317
−HK$2,523/mo
Today · 4.125%
HK$84,840
baseline
▲ 0.50% · 4.625%
HK$90,002
+HK$5,162/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,680/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,814
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,196
−HK$2,416/mo
Today · 4.125%
HK$93,612
baseline
▲ 0.50% · 4.625%
HK$98,547
+HK$4,935/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,224/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,800
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,780
−HK$3,028/mo
Today · 4.125%
HK$101,808
baseline
▲ 0.50% · 4.625%
HK$108,002
+HK$6,194/mo
Deposit HK$14.00M · loan HK$21.01M · min. income ≈ HK$203,616/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,577
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$109,435
−HK$2,900/mo
Today · 4.125%
HK$112,335
baseline
▲ 0.50% · 4.625%
HK$118,256
+HK$5,921/mo
Deposit HK$14.00M · loan HK$21.01M · min. income ≈ HK$224,670/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,767
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,243
−HK$3,532/mo
Today · 4.125%
HK$118,775
baseline
▲ 0.50% · 4.625%
HK$126,003
+HK$7,228/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$237,550/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,339
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,674
−HK$3,383/mo
Today · 4.125%
HK$131,057
baseline
▲ 0.50% · 4.625%
HK$137,965
+HK$6,908/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$262,114/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,700
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$148,170
−HK$4,541/mo
Today · 4.125%
HK$152,711
baseline
▲ 0.50% · 4.625%
HK$162,003
+HK$9,292/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,422/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,865
−HK$8,637/mo
▼ 0.25% · 3.875%
HK$164,152
−HK$4,350/mo
Today · 4.125%
HK$168,502
baseline
▲ 0.50% · 4.625%
HK$177,384
+HK$8,882/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$337,004/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,955 · Scale 2, in force from 26 Feb 2026)