LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,845
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,329
−HK$2,523/mo
Today · 4.125%
HK$84,852
baseline
▲ 0.50% · 4.625%
HK$90,016
+HK$5,164/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,704/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,827
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,210
−HK$2,416/mo
Today · 4.125%
HK$93,626
baseline
▲ 0.50% · 4.625%
HK$98,561
+HK$4,935/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,252/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,815
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$98,795
−HK$3,028/mo
Today · 4.125%
HK$101,823
baseline
▲ 0.50% · 4.625%
HK$108,019
+HK$6,196/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$203,646/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,593
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,451
−HK$2,901/mo
Today · 4.125%
HK$112,352
baseline
▲ 0.50% · 4.625%
HK$118,274
+HK$5,922/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$224,704/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,784
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$115,261
−HK$3,532/mo
Today · 4.125%
HK$118,793
baseline
▲ 0.50% · 4.625%
HK$126,022
+HK$7,229/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$237,586/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,358
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$127,693
−HK$3,384/mo
Today · 4.125%
HK$131,077
baseline
▲ 0.50% · 4.625%
HK$137,986
+HK$6,909/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$262,154/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,722
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$148,192
−HK$4,542/mo
Today · 4.125%
HK$152,734
baseline
▲ 0.50% · 4.625%
HK$162,028
+HK$9,294/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,468/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,889
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$164,177
−HK$4,350/mo
Today · 4.125%
HK$168,527
baseline
▲ 0.50% · 4.625%
HK$177,411
+HK$8,884/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$337,054/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,180 · Scale 2, in force from 26 Feb 2026)