LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,847
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,331
−HK$2,523/mo
Today · 4.125%
HK$84,854
baseline
▲ 0.50% · 4.625%
HK$90,017
+HK$5,163/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,708/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,829
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,211
−HK$2,417/mo
Today · 4.125%
HK$93,628
baseline
▲ 0.50% · 4.625%
HK$98,563
+HK$4,935/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,256/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,816
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,797
−HK$3,028/mo
Today · 4.125%
HK$101,825
baseline
▲ 0.50% · 4.625%
HK$108,021
+HK$6,196/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$203,650/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,595
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$109,453
−HK$2,901/mo
Today · 4.125%
HK$112,354
baseline
▲ 0.50% · 4.625%
HK$118,276
+HK$5,922/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$224,708/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,786
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,263
−HK$3,533/mo
Today · 4.125%
HK$118,796
baseline
▲ 0.50% · 4.625%
HK$126,024
+HK$7,228/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$237,592/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,360
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$127,696
−HK$3,383/mo
Today · 4.125%
HK$131,079
baseline
▲ 0.50% · 4.625%
HK$137,989
+HK$6,910/mo
Deposit HK$10.50M · loan HK$24.51M · min. income ≈ HK$262,158/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,724
−HK$9,013/mo
▼ 0.25% · 3.875%
HK$148,195
−HK$4,542/mo
Today · 4.125%
HK$152,737
baseline
▲ 0.50% · 4.625%
HK$162,031
+HK$9,294/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$305,474/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,892
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$164,180
−HK$4,350/mo
Today · 4.125%
HK$168,530
baseline
▲ 0.50% · 4.625%
HK$177,414
+HK$8,884/mo
Deposit HK$3.50M · loan HK$31.51M · min. income ≈ HK$337,060/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,208 · Scale 2, in force from 26 Feb 2026)