LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,856
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,340
−HK$2,524/mo
Today · 4.125%
HK$84,864
baseline
▲ 0.50% · 4.625%
HK$90,028
+HK$5,164/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,728/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,839
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,222
−HK$2,417/mo
Today · 4.125%
HK$93,639
baseline
▲ 0.50% · 4.625%
HK$98,575
+HK$4,936/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,278/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,827
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,808
−HK$3,029/mo
Today · 4.125%
HK$101,837
baseline
▲ 0.50% · 4.625%
HK$108,033
+HK$6,196/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$203,674/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,607
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,466
−HK$2,901/mo
Today · 4.125%
HK$112,367
baseline
▲ 0.50% · 4.625%
HK$118,290
+HK$5,923/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$224,734/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,799
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,276
−HK$3,533/mo
Today · 4.125%
HK$118,809
baseline
▲ 0.50% · 4.625%
HK$126,039
+HK$7,230/mo
Deposit HK$10.51M · loan HK$24.51M · min. income ≈ HK$237,618/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,375
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$127,711
−HK$3,383/mo
Today · 4.125%
HK$131,094
baseline
▲ 0.50% · 4.625%
HK$138,005
+HK$6,911/mo
Deposit HK$10.51M · loan HK$24.51M · min. income ≈ HK$262,188/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,741
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,212
−HK$4,543/mo
Today · 4.125%
HK$152,755
baseline
▲ 0.50% · 4.625%
HK$162,050
+HK$9,295/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$305,510/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,911
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$164,199
−HK$4,351/mo
Today · 4.125%
HK$168,550
baseline
▲ 0.50% · 4.625%
HK$177,435
+HK$8,885/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$337,100/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,380 · Scale 2, in force from 26 Feb 2026)