LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,860
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,344
−HK$2,524/mo
Today · 4.125%
HK$84,868
baseline
▲ 0.50% · 4.625%
HK$90,032
+HK$5,164/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,736/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,844
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,226
−HK$2,417/mo
Today · 4.125%
HK$93,643
baseline
▲ 0.50% · 4.625%
HK$98,580
+HK$4,937/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,286/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,832
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,813
−HK$3,029/mo
Today · 4.125%
HK$101,842
baseline
▲ 0.50% · 4.625%
HK$108,038
+HK$6,196/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$203,684/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,612
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,472
−HK$2,900/mo
Today · 4.125%
HK$112,372
baseline
▲ 0.50% · 4.625%
HK$118,295
+HK$5,923/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$224,744/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,804
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$115,282
−HK$3,533/mo
Today · 4.125%
HK$118,815
baseline
▲ 0.50% · 4.625%
HK$126,045
+HK$7,230/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,630/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,381
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,717
−HK$3,384/mo
Today · 4.125%
HK$131,101
baseline
▲ 0.50% · 4.625%
HK$138,011
+HK$6,910/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,202/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,748
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,219
−HK$4,543/mo
Today · 4.125%
HK$152,762
baseline
▲ 0.50% · 4.625%
HK$162,058
+HK$9,296/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$305,524/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,918
−HK$8,640/mo
▼ 0.25% · 3.875%
HK$164,207
−HK$4,351/mo
Today · 4.125%
HK$168,558
baseline
▲ 0.50% · 4.625%
HK$177,443
+HK$8,885/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$337,116/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,453 · Scale 2, in force from 26 Feb 2026)