LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,861
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,345
−HK$2,524/mo
Today · 4.125%
HK$84,869
baseline
▲ 0.50% · 4.625%
HK$90,033
+HK$5,164/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,738/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,845
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,227
−HK$2,418/mo
Today · 4.125%
HK$93,645
baseline
▲ 0.50% · 4.625%
HK$98,581
+HK$4,936/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,290/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,833
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,814
−HK$3,029/mo
Today · 4.125%
HK$101,843
baseline
▲ 0.50% · 4.625%
HK$108,040
+HK$6,197/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$203,686/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,613
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,473
−HK$2,900/mo
Today · 4.125%
HK$112,373
baseline
▲ 0.50% · 4.625%
HK$118,297
+HK$5,924/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$224,746/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,805
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,283
−HK$3,534/mo
Today · 4.125%
HK$118,817
baseline
▲ 0.50% · 4.625%
HK$126,046
+HK$7,229/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,634/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,382
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,718
−HK$3,384/mo
Today · 4.125%
HK$131,102
baseline
▲ 0.50% · 4.625%
HK$138,013
+HK$6,911/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,204/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,750
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,221
−HK$4,543/mo
Today · 4.125%
HK$152,764
baseline
▲ 0.50% · 4.625%
HK$162,059
+HK$9,295/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$305,528/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,920
−HK$8,640/mo
▼ 0.25% · 3.875%
HK$164,209
−HK$4,351/mo
Today · 4.125%
HK$168,560
baseline
▲ 0.50% · 4.625%
HK$177,445
+HK$8,885/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$337,120/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,469 · Scale 2, in force from 26 Feb 2026)