LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,866
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,350
−HK$2,524/mo
Today · 4.125%
HK$84,874
baseline
▲ 0.50% · 4.625%
HK$90,038
+HK$5,164/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,748/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,850
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,233
−HK$2,417/mo
Today · 4.125%
HK$93,650
baseline
▲ 0.50% · 4.625%
HK$98,587
+HK$4,937/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,300/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,839
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,820
−HK$3,029/mo
Today · 4.125%
HK$101,849
baseline
▲ 0.50% · 4.625%
HK$108,046
+HK$6,197/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$203,698/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,620
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,479
−HK$2,901/mo
Today · 4.125%
HK$112,380
baseline
▲ 0.50% · 4.625%
HK$118,304
+HK$5,924/mo
Deposit HK$14.01M · loan HK$21.01M · min. income ≈ HK$224,760/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,812
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,290
−HK$3,534/mo
Today · 4.125%
HK$118,824
baseline
▲ 0.50% · 4.625%
HK$126,054
+HK$7,230/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,648/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,390
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,726
−HK$3,384/mo
Today · 4.125%
HK$131,110
baseline
▲ 0.50% · 4.625%
HK$138,021
+HK$6,911/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,220/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,758
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,230
−HK$4,543/mo
Today · 4.125%
HK$152,773
baseline
▲ 0.50% · 4.625%
HK$162,069
+HK$9,296/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$305,546/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,930
−HK$8,640/mo
▼ 0.25% · 3.875%
HK$164,219
−HK$4,351/mo
Today · 4.125%
HK$168,570
baseline
▲ 0.50% · 4.625%
HK$177,456
+HK$8,886/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$337,140/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,559 · Scale 2, in force from 26 Feb 2026)