LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,869
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,353
−HK$2,524/mo
Today · 4.125%
HK$84,877
baseline
▲ 0.50% · 4.625%
HK$90,042
+HK$5,165/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,754/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,853
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,236
−HK$2,418/mo
Today · 4.125%
HK$93,654
baseline
▲ 0.50% · 4.625%
HK$98,590
+HK$4,936/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,308/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,843
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,824
−HK$3,029/mo
Today · 4.125%
HK$101,853
baseline
▲ 0.50% · 4.625%
HK$108,050
+HK$6,197/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,706/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,624
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,483
−HK$2,901/mo
Today · 4.125%
HK$112,384
baseline
▲ 0.50% · 4.625%
HK$118,308
+HK$5,924/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,768/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,816
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,294
−HK$3,534/mo
Today · 4.125%
HK$118,828
baseline
▲ 0.50% · 4.625%
HK$126,059
+HK$7,231/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,656/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,394
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$127,731
−HK$3,384/mo
Today · 4.125%
HK$131,115
baseline
▲ 0.50% · 4.625%
HK$138,026
+HK$6,911/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,230/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,764
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,236
−HK$4,543/mo
Today · 4.125%
HK$152,779
baseline
▲ 0.50% · 4.625%
HK$162,075
+HK$9,296/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$305,558/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,936
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,225
−HK$4,352/mo
Today · 4.125%
HK$168,577
baseline
▲ 0.50% · 4.625%
HK$177,463
+HK$8,886/mo
Deposit HK$3.50M · loan HK$31.52M · min. income ≈ HK$337,154/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,615 · Scale 2, in force from 26 Feb 2026)