LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,874
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,358
−HK$2,524/mo
Today · 4.125%
HK$84,882
baseline
▲ 0.50% · 4.625%
HK$90,047
+HK$5,165/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$169,764/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,859
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,242
−HK$2,417/mo
Today · 4.125%
HK$93,659
baseline
▲ 0.50% · 4.625%
HK$98,596
+HK$4,937/mo
Deposit HK$17.51M · loan HK$17.51M · min. income ≈ HK$187,318/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,848
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,830
−HK$3,029/mo
Today · 4.125%
HK$101,859
baseline
▲ 0.50% · 4.625%
HK$108,057
+HK$6,198/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,718/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,630
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,490
−HK$2,901/mo
Today · 4.125%
HK$112,391
baseline
▲ 0.50% · 4.625%
HK$118,315
+HK$5,924/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,782/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,823
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,301
−HK$3,534/mo
Today · 4.125%
HK$118,835
baseline
▲ 0.50% · 4.625%
HK$126,066
+HK$7,231/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,670/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,402
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$127,738
−HK$3,385/mo
Today · 4.125%
HK$131,123
baseline
▲ 0.50% · 4.625%
HK$138,035
+HK$6,912/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,246/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,772
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,245
−HK$4,543/mo
Today · 4.125%
HK$152,788
baseline
▲ 0.50% · 4.625%
HK$162,085
+HK$9,297/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$305,576/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,945
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$164,235
−HK$4,352/mo
Today · 4.125%
HK$168,587
baseline
▲ 0.50% · 4.625%
HK$177,473
+HK$8,886/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$337,174/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,704 · Scale 2, in force from 26 Feb 2026)