LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,878
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,362
−HK$2,525/mo
Today · 4.125%
HK$84,887
baseline
▲ 0.50% · 4.625%
HK$90,052
+HK$5,165/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,774/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,863
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,246
−HK$2,418/mo
Today · 4.125%
HK$93,664
baseline
▲ 0.50% · 4.625%
HK$98,601
+HK$4,937/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,328/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,853
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,835
−HK$3,029/mo
Today · 4.125%
HK$101,864
baseline
▲ 0.50% · 4.625%
HK$108,062
+HK$6,198/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,728/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,636
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,496
−HK$2,901/mo
Today · 4.125%
HK$112,397
baseline
▲ 0.50% · 4.625%
HK$118,322
+HK$5,925/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,794/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,829
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,307
−HK$3,534/mo
Today · 4.125%
HK$118,841
baseline
▲ 0.50% · 4.625%
HK$126,073
+HK$7,232/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,682/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,408
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$127,745
−HK$3,385/mo
Today · 4.125%
HK$131,130
baseline
▲ 0.50% · 4.625%
HK$138,042
+HK$6,912/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,260/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,780
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,252
−HK$4,544/mo
Today · 4.125%
HK$152,796
baseline
▲ 0.50% · 4.625%
HK$162,093
+HK$9,297/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$305,592/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,954
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,243
−HK$4,352/mo
Today · 4.125%
HK$168,595
baseline
▲ 0.50% · 4.625%
HK$177,482
+HK$8,887/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$337,190/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,781 · Scale 2, in force from 26 Feb 2026)