LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,880
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,365
−HK$2,524/mo
Today · 4.125%
HK$84,889
baseline
▲ 0.50% · 4.625%
HK$90,055
+HK$5,166/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,778/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,866
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,249
−HK$2,418/mo
Today · 4.125%
HK$93,667
baseline
▲ 0.50% · 4.625%
HK$98,604
+HK$4,937/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,334/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,856
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,838
−HK$3,029/mo
Today · 4.125%
HK$101,867
baseline
▲ 0.50% · 4.625%
HK$108,065
+HK$6,198/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,734/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,639
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,499
−HK$2,901/mo
Today · 4.125%
HK$112,400
baseline
▲ 0.50% · 4.625%
HK$118,325
+HK$5,925/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,800/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,832
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$115,311
−HK$3,534/mo
Today · 4.125%
HK$118,845
baseline
▲ 0.50% · 4.625%
HK$126,076
+HK$7,231/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,690/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,412
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$127,749
−HK$3,385/mo
Today · 4.125%
HK$131,134
baseline
▲ 0.50% · 4.625%
HK$138,046
+HK$6,912/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,268/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,784
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$148,257
−HK$4,544/mo
Today · 4.125%
HK$152,801
baseline
▲ 0.50% · 4.625%
HK$162,098
+HK$9,297/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$305,602/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,958
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$164,248
−HK$4,352/mo
Today · 4.125%
HK$168,600
baseline
▲ 0.50% · 4.625%
HK$177,488
+HK$8,888/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$337,200/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,825 · Scale 2, in force from 26 Feb 2026)