LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,884
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,369
−HK$2,524/mo
Today · 4.125%
HK$84,893
baseline
▲ 0.50% · 4.625%
HK$90,059
+HK$5,166/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,786/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,870
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,254
−HK$2,418/mo
Today · 4.125%
HK$93,672
baseline
▲ 0.50% · 4.625%
HK$98,609
+HK$4,937/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,344/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,861
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,843
−HK$3,029/mo
Today · 4.125%
HK$101,872
baseline
▲ 0.50% · 4.625%
HK$108,071
+HK$6,199/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,744/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,644
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,504
−HK$2,902/mo
Today · 4.125%
HK$112,406
baseline
▲ 0.50% · 4.625%
HK$118,331
+HK$5,925/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,812/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,838
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$115,316
−HK$3,535/mo
Today · 4.125%
HK$118,851
baseline
▲ 0.50% · 4.625%
HK$126,083
+HK$7,232/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,702/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,418
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$127,755
−HK$3,385/mo
Today · 4.125%
HK$131,140
baseline
▲ 0.50% · 4.625%
HK$138,053
+HK$6,913/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,280/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,791
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$148,264
−HK$4,544/mo
Today · 4.125%
HK$152,808
baseline
▲ 0.50% · 4.625%
HK$162,106
+HK$9,298/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$305,616/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,966
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$164,257
−HK$4,352/mo
Today · 4.125%
HK$168,609
baseline
▲ 0.50% · 4.625%
HK$177,496
+HK$8,887/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$337,218/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,900 · Scale 2, in force from 26 Feb 2026)