LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,888
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,373
−HK$2,525/mo
Today · 4.125%
HK$84,898
baseline
▲ 0.50% · 4.625%
HK$90,064
+HK$5,166/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,796/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,875
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,258
−HK$2,418/mo
Today · 4.125%
HK$93,676
baseline
▲ 0.50% · 4.625%
HK$98,614
+HK$4,938/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,352/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,866
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,848
−HK$3,029/mo
Today · 4.125%
HK$101,877
baseline
▲ 0.50% · 4.625%
HK$108,076
+HK$6,199/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,754/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,650
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,510
−HK$2,901/mo
Today · 4.125%
HK$112,411
baseline
▲ 0.50% · 4.625%
HK$118,337
+HK$5,926/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,822/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,843
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,322
−HK$3,535/mo
Today · 4.125%
HK$118,857
baseline
▲ 0.50% · 4.625%
HK$126,089
+HK$7,232/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$237,714/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,424
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,761
−HK$3,386/mo
Today · 4.125%
HK$131,147
baseline
▲ 0.50% · 4.625%
HK$138,060
+HK$6,913/mo
Deposit HK$10.51M · loan HK$24.52M · min. income ≈ HK$262,294/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,798
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$148,271
−HK$4,545/mo
Today · 4.125%
HK$152,816
baseline
▲ 0.50% · 4.625%
HK$162,114
+HK$9,298/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$305,632/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,974
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$164,265
−HK$4,352/mo
Today · 4.125%
HK$168,617
baseline
▲ 0.50% · 4.625%
HK$177,505
+HK$8,888/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$337,234/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,488,974 · Scale 2, in force from 26 Feb 2026)