LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,891
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,376
−HK$2,525/mo
Today · 4.125%
HK$84,901
baseline
▲ 0.50% · 4.625%
HK$90,067
+HK$5,166/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,802/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,878
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,262
−HK$2,418/mo
Today · 4.125%
HK$93,680
baseline
▲ 0.50% · 4.625%
HK$98,618
+HK$4,938/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,360/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,869
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,851
−HK$3,030/mo
Today · 4.125%
HK$101,881
baseline
▲ 0.50% · 4.625%
HK$108,080
+HK$6,199/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$203,762/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,653
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,514
−HK$2,902/mo
Today · 4.125%
HK$112,416
baseline
▲ 0.50% · 4.625%
HK$118,341
+HK$5,925/mo
Deposit HK$14.01M · loan HK$21.02M · min. income ≈ HK$224,832/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,847
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,326
−HK$3,535/mo
Today · 4.125%
HK$118,861
baseline
▲ 0.50% · 4.625%
HK$126,094
+HK$7,233/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,722/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,429
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,766
−HK$3,386/mo
Today · 4.125%
HK$131,152
baseline
▲ 0.50% · 4.625%
HK$138,065
+HK$6,913/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,304/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,804
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$148,277
−HK$4,544/mo
Today · 4.125%
HK$152,821
baseline
▲ 0.50% · 4.625%
HK$162,120
+HK$9,299/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$305,642/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,980
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$164,271
−HK$4,352/mo
Today · 4.125%
HK$168,623
baseline
▲ 0.50% · 4.625%
HK$177,512
+HK$8,889/mo
Deposit HK$3.50M · loan HK$31.53M · min. income ≈ HK$337,246/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,028 · Scale 2, in force from 26 Feb 2026)