LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,900
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,385
−HK$2,525/mo
Today · 4.125%
HK$84,910
baseline
▲ 0.50% · 4.625%
HK$90,077
+HK$5,167/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,820/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,888
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,272
−HK$2,418/mo
Today · 4.125%
HK$93,690
baseline
▲ 0.50% · 4.625%
HK$98,629
+HK$4,939/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,380/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,880
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,862
−HK$3,030/mo
Today · 4.125%
HK$101,892
baseline
▲ 0.50% · 4.625%
HK$108,092
+HK$6,200/mo
Deposit HK$14.02M · loan HK$21.02M · min. income ≈ HK$203,784/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,665
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,526
−HK$2,902/mo
Today · 4.125%
HK$112,428
baseline
▲ 0.50% · 4.625%
HK$118,354
+HK$5,926/mo
Deposit HK$14.02M · loan HK$21.02M · min. income ≈ HK$224,856/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,860
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,339
−HK$3,535/mo
Today · 4.125%
HK$118,874
baseline
▲ 0.50% · 4.625%
HK$126,108
+HK$7,234/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,748/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,443
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,780
−HK$3,386/mo
Today · 4.125%
HK$131,166
baseline
▲ 0.50% · 4.625%
HK$138,080
+HK$6,914/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,332/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,820
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$148,293
−HK$4,545/mo
Today · 4.125%
HK$152,838
baseline
▲ 0.50% · 4.625%
HK$162,138
+HK$9,300/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$305,676/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,998
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$164,289
−HK$4,353/mo
Today · 4.125%
HK$168,642
baseline
▲ 0.50% · 4.625%
HK$177,532
+HK$8,890/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$337,284/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,194 · Scale 2, in force from 26 Feb 2026)