LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,908
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,394
−HK$2,525/mo
Today · 4.125%
HK$84,919
baseline
▲ 0.50% · 4.625%
HK$90,086
+HK$5,167/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,838/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,897
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,281
−HK$2,419/mo
Today · 4.125%
HK$93,700
baseline
▲ 0.50% · 4.625%
HK$98,639
+HK$4,939/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,400/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,890
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,873
−HK$3,030/mo
Today · 4.125%
HK$101,903
baseline
▲ 0.50% · 4.625%
HK$108,104
+HK$6,201/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,806/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,677
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,538
−HK$2,902/mo
Today · 4.125%
HK$112,440
baseline
▲ 0.50% · 4.625%
HK$118,367
+HK$5,927/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,880/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,872
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$115,351
−HK$3,536/mo
Today · 4.125%
HK$118,887
baseline
▲ 0.50% · 4.625%
HK$126,121
+HK$7,234/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,774/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,456
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$127,794
−HK$3,386/mo
Today · 4.125%
HK$131,180
baseline
▲ 0.50% · 4.625%
HK$138,095
+HK$6,915/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,360/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,835
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$148,309
−HK$4,546/mo
Today · 4.125%
HK$152,855
baseline
▲ 0.50% · 4.625%
HK$162,155
+HK$9,300/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$305,710/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,015
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$164,306
−HK$4,354/mo
Today · 4.125%
HK$168,660
baseline
▲ 0.50% · 4.625%
HK$177,550
+HK$8,890/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$337,320/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,350 · Scale 2, in force from 26 Feb 2026)