LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,911
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,396
−HK$2,526/mo
Today · 4.125%
HK$84,922
baseline
▲ 0.50% · 4.625%
HK$90,089
+HK$5,167/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,844/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,900
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,284
−HK$2,419/mo
Today · 4.125%
HK$93,703
baseline
▲ 0.50% · 4.625%
HK$98,642
+HK$4,939/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,406/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,893
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,876
−HK$3,030/mo
Today · 4.125%
HK$101,906
baseline
▲ 0.50% · 4.625%
HK$108,107
+HK$6,201/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,812/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,680
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,541
−HK$2,902/mo
Today · 4.125%
HK$112,443
baseline
▲ 0.50% · 4.625%
HK$118,371
+HK$5,928/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,886/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,875
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$115,355
−HK$3,536/mo
Today · 4.125%
HK$118,891
baseline
▲ 0.50% · 4.625%
HK$126,125
+HK$7,234/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,782/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,460
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$127,798
−HK$3,386/mo
Today · 4.125%
HK$131,184
baseline
▲ 0.50% · 4.625%
HK$138,099
+HK$6,915/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,368/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,839
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$148,314
−HK$4,545/mo
Today · 4.125%
HK$152,859
baseline
▲ 0.50% · 4.625%
HK$162,160
+HK$9,301/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$305,718/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,020
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$164,311
−HK$4,354/mo
Today · 4.125%
HK$168,665
baseline
▲ 0.50% · 4.625%
HK$177,556
+HK$8,891/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$337,330/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,397 · Scale 2, in force from 26 Feb 2026)