LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,913
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,399
−HK$2,526/mo
Today · 4.125%
HK$84,925
baseline
▲ 0.50% · 4.625%
HK$90,092
+HK$5,167/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,850/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,903
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,287
−HK$2,419/mo
Today · 4.125%
HK$93,706
baseline
▲ 0.50% · 4.625%
HK$98,645
+HK$4,939/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,412/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,896
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,879
−HK$3,031/mo
Today · 4.125%
HK$101,910
baseline
▲ 0.50% · 4.625%
HK$108,111
+HK$6,201/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,820/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,683
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,545
−HK$2,902/mo
Today · 4.125%
HK$112,447
baseline
▲ 0.50% · 4.625%
HK$118,374
+HK$5,927/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,894/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,879
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$115,359
−HK$3,536/mo
Today · 4.125%
HK$118,895
baseline
▲ 0.50% · 4.625%
HK$126,129
+HK$7,234/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,790/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,464
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$127,802
−HK$3,386/mo
Today · 4.125%
HK$131,188
baseline
▲ 0.50% · 4.625%
HK$138,103
+HK$6,915/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,376/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,844
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$148,318
−HK$4,546/mo
Today · 4.125%
HK$152,864
baseline
▲ 0.50% · 4.625%
HK$162,166
+HK$9,302/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$305,728/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,025
−HK$8,646/mo
▼ 0.25% · 3.875%
HK$164,317
−HK$4,354/mo
Today · 4.125%
HK$168,671
baseline
▲ 0.50% · 4.625%
HK$177,562
+HK$8,891/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$337,342/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,446 · Scale 2, in force from 26 Feb 2026)