LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,917
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,403
−HK$2,525/mo
Today · 4.125%
HK$84,928
baseline
▲ 0.50% · 4.625%
HK$90,096
+HK$5,168/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,856/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,907
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,291
−HK$2,419/mo
Today · 4.125%
HK$93,710
baseline
▲ 0.50% · 4.625%
HK$98,650
+HK$4,940/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,420/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,900
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,883
−HK$3,031/mo
Today · 4.125%
HK$101,914
baseline
▲ 0.50% · 4.625%
HK$108,115
+HK$6,201/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,828/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,688
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,549
−HK$2,903/mo
Today · 4.125%
HK$112,452
baseline
▲ 0.50% · 4.625%
HK$118,379
+HK$5,927/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,904/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,883
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,364
−HK$3,536/mo
Today · 4.125%
HK$118,900
baseline
▲ 0.50% · 4.625%
HK$126,134
+HK$7,234/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,800/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,469
−HK$6,725/mo
▼ 0.25% · 3.875%
HK$127,807
−HK$3,387/mo
Today · 4.125%
HK$131,194
baseline
▲ 0.50% · 4.625%
HK$138,109
+HK$6,915/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,388/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,850
−HK$9,021/mo
▼ 0.25% · 3.875%
HK$148,325
−HK$4,546/mo
Today · 4.125%
HK$152,871
baseline
▲ 0.50% · 4.625%
HK$162,173
+HK$9,302/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$305,742/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,032
−HK$8,646/mo
▼ 0.25% · 3.875%
HK$164,324
−HK$4,354/mo
Today · 4.125%
HK$168,678
baseline
▲ 0.50% · 4.625%
HK$177,569
+HK$8,891/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$337,356/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,510 · Scale 2, in force from 26 Feb 2026)