LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,917
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,403
−HK$2,526/mo
Today · 4.125%
HK$84,929
baseline
▲ 0.50% · 4.625%
HK$90,097
+HK$5,168/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$169,858/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,907
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,292
−HK$2,419/mo
Today · 4.125%
HK$93,711
baseline
▲ 0.50% · 4.625%
HK$98,650
+HK$4,939/mo
Deposit HK$17.52M · loan HK$17.52M · min. income ≈ HK$187,422/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,901
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,884
−HK$3,031/mo
Today · 4.125%
HK$101,915
baseline
▲ 0.50% · 4.625%
HK$108,116
+HK$6,201/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,830/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,689
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,550
−HK$2,903/mo
Today · 4.125%
HK$112,453
baseline
▲ 0.50% · 4.625%
HK$118,380
+HK$5,927/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,906/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,884
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,365
−HK$3,536/mo
Today · 4.125%
HK$118,901
baseline
▲ 0.50% · 4.625%
HK$126,135
+HK$7,234/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$237,802/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,470
−HK$6,725/mo
▼ 0.25% · 3.875%
HK$127,808
−HK$3,387/mo
Today · 4.125%
HK$131,195
baseline
▲ 0.50% · 4.625%
HK$138,110
+HK$6,915/mo
Deposit HK$10.51M · loan HK$24.53M · min. income ≈ HK$262,390/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,851
−HK$9,021/mo
▼ 0.25% · 3.875%
HK$148,326
−HK$4,546/mo
Today · 4.125%
HK$152,872
baseline
▲ 0.50% · 4.625%
HK$162,174
+HK$9,302/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$305,744/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,033
−HK$8,646/mo
▼ 0.25% · 3.875%
HK$164,325
−HK$4,354/mo
Today · 4.125%
HK$168,679
baseline
▲ 0.50% · 4.625%
HK$177,571
+HK$8,892/mo
Deposit HK$3.50M · loan HK$31.54M · min. income ≈ HK$337,358/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,521 · Scale 2, in force from 26 Feb 2026)