LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,926
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,412
−HK$2,526/mo
Today · 4.125%
HK$84,938
baseline
▲ 0.50% · 4.625%
HK$90,106
+HK$5,168/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,876/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,917
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,301
−HK$2,420/mo
Today · 4.125%
HK$93,721
baseline
▲ 0.50% · 4.625%
HK$98,661
+HK$4,940/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,442/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,911
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,894
−HK$3,031/mo
Today · 4.125%
HK$101,925
baseline
▲ 0.50% · 4.625%
HK$108,127
+HK$6,202/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,850/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,700
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,562
−HK$2,903/mo
Today · 4.125%
HK$112,465
baseline
▲ 0.50% · 4.625%
HK$118,393
+HK$5,928/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,930/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,896
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,377
−HK$3,536/mo
Today · 4.125%
HK$118,913
baseline
▲ 0.50% · 4.625%
HK$126,149
+HK$7,236/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,826/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,483
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$127,822
−HK$3,387/mo
Today · 4.125%
HK$131,209
baseline
▲ 0.50% · 4.625%
HK$138,125
+HK$6,916/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,418/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,866
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,341
−HK$4,547/mo
Today · 4.125%
HK$152,888
baseline
▲ 0.50% · 4.625%
HK$162,191
+HK$9,303/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,776/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,050
−HK$8,647/mo
▼ 0.25% · 3.875%
HK$164,342
−HK$4,355/mo
Today · 4.125%
HK$168,697
baseline
▲ 0.50% · 4.625%
HK$177,589
+HK$8,892/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,394/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,677 · Scale 2, in force from 26 Feb 2026)