LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,928
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,414
−HK$2,526/mo
Today · 4.125%
HK$84,940
baseline
▲ 0.50% · 4.625%
HK$90,108
+HK$5,168/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,880/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,919
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,304
−HK$2,419/mo
Today · 4.125%
HK$93,723
baseline
▲ 0.50% · 4.625%
HK$98,663
+HK$4,940/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,446/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,913
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,897
−HK$3,031/mo
Today · 4.125%
HK$101,928
baseline
▲ 0.50% · 4.625%
HK$108,130
+HK$6,202/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,856/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,703
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,564
−HK$2,904/mo
Today · 4.125%
HK$112,468
baseline
▲ 0.50% · 4.625%
HK$118,396
+HK$5,928/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,936/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,899
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,380
−HK$3,536/mo
Today · 4.125%
HK$118,916
baseline
▲ 0.50% · 4.625%
HK$126,152
+HK$7,236/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,832/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,486
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$127,825
−HK$3,387/mo
Today · 4.125%
HK$131,212
baseline
▲ 0.50% · 4.625%
HK$138,128
+HK$6,916/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,424/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,870
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,345
−HK$4,547/mo
Today · 4.125%
HK$152,892
baseline
▲ 0.50% · 4.625%
HK$162,195
+HK$9,303/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,784/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,054
−HK$8,647/mo
▼ 0.25% · 3.875%
HK$164,347
−HK$4,354/mo
Today · 4.125%
HK$168,701
baseline
▲ 0.50% · 4.625%
HK$177,594
+HK$8,893/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,402/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,489,716 · Scale 2, in force from 26 Feb 2026)