LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,934
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,420
−HK$2,526/mo
Today · 4.125%
HK$84,946
baseline
▲ 0.50% · 4.625%
HK$90,115
+HK$5,169/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,892/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,926
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,311
−HK$2,419/mo
Today · 4.125%
HK$93,730
baseline
▲ 0.50% · 4.625%
HK$98,671
+HK$4,941/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,460/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,921
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,904
−HK$3,032/mo
Today · 4.125%
HK$101,936
baseline
▲ 0.50% · 4.625%
HK$108,138
+HK$6,202/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,872/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,711
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,573
−HK$2,903/mo
Today · 4.125%
HK$112,476
baseline
▲ 0.50% · 4.625%
HK$118,405
+HK$5,929/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,952/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,907
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,388
−HK$3,537/mo
Today · 4.125%
HK$118,925
baseline
▲ 0.50% · 4.625%
HK$126,161
+HK$7,236/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,850/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,496
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$127,835
−HK$3,387/mo
Today · 4.125%
HK$131,222
baseline
▲ 0.50% · 4.625%
HK$138,139
+HK$6,917/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,444/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,881
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$148,356
−HK$4,548/mo
Today · 4.125%
HK$152,904
baseline
▲ 0.50% · 4.625%
HK$162,207
+HK$9,303/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,808/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,066
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$164,359
−HK$4,355/mo
Today · 4.125%
HK$168,714
baseline
▲ 0.50% · 4.625%
HK$177,607
+HK$8,893/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,428/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,489,828 · Scale 2, in force from 26 Feb 2026)