LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,935
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,422
−HK$2,526/mo
Today · 4.125%
HK$84,948
baseline
▲ 0.50% · 4.625%
HK$90,117
+HK$5,169/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,896/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,927
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,312
−HK$2,420/mo
Today · 4.125%
HK$93,732
baseline
▲ 0.50% · 4.625%
HK$98,673
+HK$4,941/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,464/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,923
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,906
−HK$3,032/mo
Today · 4.125%
HK$101,938
baseline
▲ 0.50% · 4.625%
HK$108,140
+HK$6,202/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$203,876/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,713
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,575
−HK$2,903/mo
Today · 4.125%
HK$112,478
baseline
▲ 0.50% · 4.625%
HK$118,407
+HK$5,929/mo
Deposit HK$14.02M · loan HK$21.03M · min. income ≈ HK$224,956/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,910
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,391
−HK$3,536/mo
Today · 4.125%
HK$118,927
baseline
▲ 0.50% · 4.625%
HK$126,164
+HK$7,237/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,854/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,498
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$127,837
−HK$3,388/mo
Today · 4.125%
HK$131,225
baseline
▲ 0.50% · 4.625%
HK$138,142
+HK$6,917/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,450/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,884
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$148,359
−HK$4,548/mo
Today · 4.125%
HK$152,907
baseline
▲ 0.50% · 4.625%
HK$162,211
+HK$9,304/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,814/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,069
−HK$8,648/mo
▼ 0.25% · 3.875%
HK$164,362
−HK$4,355/mo
Today · 4.125%
HK$168,717
baseline
▲ 0.50% · 4.625%
HK$177,611
+HK$8,894/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,434/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,489,858 · Scale 2, in force from 26 Feb 2026)