LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,943
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,430
−HK$2,526/mo
Today · 4.125%
HK$84,956
baseline
▲ 0.50% · 4.625%
HK$90,126
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,912/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,936
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,321
−HK$2,420/mo
Today · 4.125%
HK$93,741
baseline
▲ 0.50% · 4.625%
HK$98,682
+HK$4,941/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,482/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,932
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,916
−HK$3,032/mo
Today · 4.125%
HK$101,948
baseline
▲ 0.50% · 4.625%
HK$108,151
+HK$6,203/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$203,896/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,723
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,586
−HK$2,903/mo
Today · 4.125%
HK$112,489
baseline
▲ 0.50% · 4.625%
HK$118,419
+HK$5,930/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$224,978/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,921
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,402
−HK$3,537/mo
Today · 4.125%
HK$118,939
baseline
▲ 0.50% · 4.625%
HK$126,176
+HK$7,237/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,878/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,511
−HK$6,726/mo
▼ 0.25% · 3.875%
HK$127,850
−HK$3,387/mo
Today · 4.125%
HK$131,237
baseline
▲ 0.50% · 4.625%
HK$138,155
+HK$6,918/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,474/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,898
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,374
−HK$4,548/mo
Today · 4.125%
HK$152,922
baseline
▲ 0.50% · 4.625%
HK$162,226
+HK$9,304/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,844/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,085
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$164,378
−HK$4,356/mo
Today · 4.125%
HK$168,734
baseline
▲ 0.50% · 4.625%
HK$177,628
+HK$8,894/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,468/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,004 · Scale 2, in force from 26 Feb 2026)