LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,944
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,431
−HK$2,527/mo
Today · 4.125%
HK$84,958
baseline
▲ 0.50% · 4.625%
HK$90,127
+HK$5,169/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,916/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,937
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,323
−HK$2,419/mo
Today · 4.125%
HK$93,742
baseline
▲ 0.50% · 4.625%
HK$98,684
+HK$4,942/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,484/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,933
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,917
−HK$3,032/mo
Today · 4.125%
HK$101,949
baseline
▲ 0.50% · 4.625%
HK$108,153
+HK$6,204/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$203,898/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,725
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,587
−HK$2,904/mo
Today · 4.125%
HK$112,491
baseline
▲ 0.50% · 4.625%
HK$118,420
+HK$5,929/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$224,982/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,922
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$115,404
−HK$3,537/mo
Today · 4.125%
HK$118,941
baseline
▲ 0.50% · 4.625%
HK$126,178
+HK$7,237/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,882/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,512
−HK$6,727/mo
▼ 0.25% · 3.875%
HK$127,852
−HK$3,387/mo
Today · 4.125%
HK$131,239
baseline
▲ 0.50% · 4.625%
HK$138,157
+HK$6,918/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,478/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,900
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,376
−HK$4,548/mo
Today · 4.125%
HK$152,924
baseline
▲ 0.50% · 4.625%
HK$162,229
+HK$9,305/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,848/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,087
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$164,381
−HK$4,355/mo
Today · 4.125%
HK$168,736
baseline
▲ 0.50% · 4.625%
HK$177,631
+HK$8,895/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,472/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,025 · Scale 2, in force from 26 Feb 2026)