LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,945
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,432
−HK$2,526/mo
Today · 4.125%
HK$84,958
baseline
▲ 0.50% · 4.625%
HK$90,128
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,916/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,938
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,323
−HK$2,420/mo
Today · 4.125%
HK$93,743
baseline
▲ 0.50% · 4.625%
HK$98,685
+HK$4,942/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,486/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,934
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,918
−HK$3,032/mo
Today · 4.125%
HK$101,950
baseline
▲ 0.50% · 4.625%
HK$108,154
+HK$6,204/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$203,900/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,726
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,588
−HK$2,904/mo
Today · 4.125%
HK$112,492
baseline
▲ 0.50% · 4.625%
HK$118,421
+HK$5,929/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$224,984/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,923
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$115,405
−HK$3,537/mo
Today · 4.125%
HK$118,942
baseline
▲ 0.50% · 4.625%
HK$126,179
+HK$7,237/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,884/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,513
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$127,853
−HK$3,388/mo
Today · 4.125%
HK$131,241
baseline
▲ 0.50% · 4.625%
HK$138,158
+HK$6,917/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,482/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,901
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,377
−HK$4,548/mo
Today · 4.125%
HK$152,925
baseline
▲ 0.50% · 4.625%
HK$162,230
+HK$9,305/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,850/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,089
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$164,382
−HK$4,356/mo
Today · 4.125%
HK$168,738
baseline
▲ 0.50% · 4.625%
HK$177,632
+HK$8,894/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,476/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,038 · Scale 2, in force from 26 Feb 2026)