LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,947
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,434
−HK$2,526/mo
Today · 4.125%
HK$84,960
baseline
▲ 0.50% · 4.625%
HK$90,130
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,920/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,940
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,326
−HK$2,419/mo
Today · 4.125%
HK$93,745
baseline
▲ 0.50% · 4.625%
HK$98,687
+HK$4,942/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,490/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,936
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,921
−HK$3,031/mo
Today · 4.125%
HK$101,952
baseline
▲ 0.50% · 4.625%
HK$108,156
+HK$6,204/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$203,904/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,728
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,591
−HK$2,903/mo
Today · 4.125%
HK$112,494
baseline
▲ 0.50% · 4.625%
HK$118,424
+HK$5,930/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$224,988/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,926
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$115,407
−HK$3,537/mo
Today · 4.125%
HK$118,944
baseline
▲ 0.50% · 4.625%
HK$126,182
+HK$7,238/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,888/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,516
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$127,856
−HK$3,388/mo
Today · 4.125%
HK$131,244
baseline
▲ 0.50% · 4.625%
HK$138,162
+HK$6,918/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,488/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,905
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,381
−HK$4,548/mo
Today · 4.125%
HK$152,929
baseline
▲ 0.50% · 4.625%
HK$162,234
+HK$9,305/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$305,858/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,092
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$164,386
−HK$4,356/mo
Today · 4.125%
HK$168,742
baseline
▲ 0.50% · 4.625%
HK$177,636
+HK$8,894/mo
Deposit HK$3.51M · loan HK$31.55M · min. income ≈ HK$337,484/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,073 · Scale 2, in force from 26 Feb 2026)