LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,951
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,438
−HK$2,527/mo
Today · 4.125%
HK$84,965
baseline
▲ 0.50% · 4.625%
HK$90,135
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,930/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,945
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,331
−HK$2,420/mo
Today · 4.125%
HK$93,751
baseline
▲ 0.50% · 4.625%
HK$98,692
+HK$4,941/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,502/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,942
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,926
−HK$3,032/mo
Today · 4.125%
HK$101,958
baseline
▲ 0.50% · 4.625%
HK$108,162
+HK$6,204/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$203,916/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,734
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,597
−HK$2,904/mo
Today · 4.125%
HK$112,501
baseline
▲ 0.50% · 4.625%
HK$118,431
+HK$5,930/mo
Deposit HK$14.02M · loan HK$21.04M · min. income ≈ HK$225,002/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,932
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$115,414
−HK$3,537/mo
Today · 4.125%
HK$118,951
baseline
▲ 0.50% · 4.625%
HK$126,189
+HK$7,238/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,902/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,523
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$127,863
−HK$3,388/mo
Today · 4.125%
HK$131,251
baseline
▲ 0.50% · 4.625%
HK$138,169
+HK$6,918/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,502/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,913
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,389
−HK$4,548/mo
Today · 4.125%
HK$152,937
baseline
▲ 0.50% · 4.625%
HK$162,243
+HK$9,306/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,874/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,101
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$164,395
−HK$4,356/mo
Today · 4.125%
HK$168,751
baseline
▲ 0.50% · 4.625%
HK$177,646
+HK$8,895/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,502/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,156 · Scale 2, in force from 26 Feb 2026)