LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,954
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,441
−HK$2,527/mo
Today · 4.125%
HK$84,968
baseline
▲ 0.50% · 4.625%
HK$90,138
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,936/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,948
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,333
−HK$2,420/mo
Today · 4.125%
HK$93,753
baseline
▲ 0.50% · 4.625%
HK$98,695
+HK$4,942/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,506/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,945
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,929
−HK$3,032/mo
Today · 4.125%
HK$101,961
baseline
▲ 0.50% · 4.625%
HK$108,165
+HK$6,204/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,922/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,737
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,600
−HK$2,904/mo
Today · 4.125%
HK$112,504
baseline
▲ 0.50% · 4.625%
HK$118,434
+HK$5,930/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,008/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,935
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$115,417
−HK$3,538/mo
Today · 4.125%
HK$118,955
baseline
▲ 0.50% · 4.625%
HK$126,193
+HK$7,238/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$237,910/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,527
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$127,867
−HK$3,388/mo
Today · 4.125%
HK$131,255
baseline
▲ 0.50% · 4.625%
HK$138,173
+HK$6,918/mo
Deposit HK$10.52M · loan HK$24.54M · min. income ≈ HK$262,510/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,917
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$148,394
−HK$4,548/mo
Today · 4.125%
HK$152,942
baseline
▲ 0.50% · 4.625%
HK$162,248
+HK$9,306/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,884/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,106
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$164,400
−HK$4,356/mo
Today · 4.125%
HK$168,756
baseline
▲ 0.50% · 4.625%
HK$177,652
+HK$8,896/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,512/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,200 · Scale 2, in force from 26 Feb 2026)