LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,958
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,445
−HK$2,527/mo
Today · 4.125%
HK$84,972
baseline
▲ 0.50% · 4.625%
HK$90,142
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,944/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,952
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,338
−HK$2,420/mo
Today · 4.125%
HK$93,758
baseline
▲ 0.50% · 4.625%
HK$98,700
+HK$4,942/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,516/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,949
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,934
−HK$3,032/mo
Today · 4.125%
HK$101,966
baseline
▲ 0.50% · 4.625%
HK$108,170
+HK$6,204/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,932/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,742
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,605
−HK$2,904/mo
Today · 4.125%
HK$112,509
baseline
▲ 0.50% · 4.625%
HK$118,440
+HK$5,931/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,018/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,941
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$115,423
−HK$3,537/mo
Today · 4.125%
HK$118,960
baseline
▲ 0.50% · 4.625%
HK$126,199
+HK$7,239/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$237,920/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,533
−HK$6,728/mo
▼ 0.25% · 3.875%
HK$127,873
−HK$3,388/mo
Today · 4.125%
HK$131,261
baseline
▲ 0.50% · 4.625%
HK$138,180
+HK$6,919/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,522/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,924
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$148,401
−HK$4,548/mo
Today · 4.125%
HK$152,949
baseline
▲ 0.50% · 4.625%
HK$162,256
+HK$9,307/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,898/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,114
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$164,408
−HK$4,356/mo
Today · 4.125%
HK$168,764
baseline
▲ 0.50% · 4.625%
HK$177,660
+HK$8,896/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,528/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,271 · Scale 2, in force from 26 Feb 2026)