LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,964
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,452
−HK$2,527/mo
Today · 4.125%
HK$84,979
baseline
▲ 0.50% · 4.625%
HK$90,149
+HK$5,170/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$169,958/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,959
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,345
−HK$2,421/mo
Today · 4.125%
HK$93,766
baseline
▲ 0.50% · 4.625%
HK$98,708
+HK$4,942/mo
Deposit HK$17.53M · loan HK$17.53M · min. income ≈ HK$187,532/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,957
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,942
−HK$3,032/mo
Today · 4.125%
HK$101,974
baseline
▲ 0.50% · 4.625%
HK$108,179
+HK$6,205/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,948/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,751
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,614
−HK$2,905/mo
Today · 4.125%
HK$112,519
baseline
▲ 0.50% · 4.625%
HK$118,450
+HK$5,931/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,038/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,950
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$115,432
−HK$3,538/mo
Today · 4.125%
HK$118,970
baseline
▲ 0.50% · 4.625%
HK$126,209
+HK$7,239/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$237,940/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,543
−HK$6,729/mo
▼ 0.25% · 3.875%
HK$127,883
−HK$3,389/mo
Today · 4.125%
HK$131,272
baseline
▲ 0.50% · 4.625%
HK$138,191
+HK$6,919/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,544/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,935
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$148,413
−HK$4,549/mo
Today · 4.125%
HK$152,962
baseline
▲ 0.50% · 4.625%
HK$162,269
+HK$9,307/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,924/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,127
−HK$8,651/mo
▼ 0.25% · 3.875%
HK$164,421
−HK$4,357/mo
Today · 4.125%
HK$168,778
baseline
▲ 0.50% · 4.625%
HK$177,674
+HK$8,896/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,556/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,393 · Scale 2, in force from 26 Feb 2026)