LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,970
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,458
−HK$2,527/mo
Today · 4.125%
HK$84,985
baseline
▲ 0.50% · 4.625%
HK$90,156
+HK$5,171/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$169,970/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,966
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,352
−HK$2,421/mo
Today · 4.125%
HK$93,773
baseline
▲ 0.50% · 4.625%
HK$98,715
+HK$4,942/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,546/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,964
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,949
−HK$3,033/mo
Today · 4.125%
HK$101,982
baseline
▲ 0.50% · 4.625%
HK$108,187
+HK$6,205/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,964/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,759
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,622
−HK$2,905/mo
Today · 4.125%
HK$112,527
baseline
▲ 0.50% · 4.625%
HK$118,459
+HK$5,932/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,054/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,958
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$115,441
−HK$3,538/mo
Today · 4.125%
HK$118,979
baseline
▲ 0.50% · 4.625%
HK$126,219
+HK$7,240/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$237,958/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,552
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,893
−HK$3,389/mo
Today · 4.125%
HK$131,282
baseline
▲ 0.50% · 4.625%
HK$138,202
+HK$6,920/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,564/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,946
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$148,424
−HK$4,549/mo
Today · 4.125%
HK$152,973
baseline
▲ 0.50% · 4.625%
HK$162,281
+HK$9,308/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,946/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,139
−HK$8,652/mo
▼ 0.25% · 3.875%
HK$164,434
−HK$4,357/mo
Today · 4.125%
HK$168,791
baseline
▲ 0.50% · 4.625%
HK$177,688
+HK$8,897/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,582/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,505 · Scale 2, in force from 26 Feb 2026)