LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,971
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,458
−HK$2,528/mo
Today · 4.125%
HK$84,986
baseline
▲ 0.50% · 4.625%
HK$90,157
+HK$5,171/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$169,972/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,967
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,353
−HK$2,420/mo
Today · 4.125%
HK$93,773
baseline
▲ 0.50% · 4.625%
HK$98,716
+HK$4,943/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,546/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,965
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,950
−HK$3,033/mo
Today · 4.125%
HK$101,983
baseline
▲ 0.50% · 4.625%
HK$108,188
+HK$6,205/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,966/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,760
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,623
−HK$2,905/mo
Today · 4.125%
HK$112,528
baseline
▲ 0.50% · 4.625%
HK$118,460
+HK$5,932/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,056/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,959
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$115,442
−HK$3,538/mo
Today · 4.125%
HK$118,980
baseline
▲ 0.50% · 4.625%
HK$126,220
+HK$7,240/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$237,960/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,553
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,894
−HK$3,389/mo
Today · 4.125%
HK$131,283
baseline
▲ 0.50% · 4.625%
HK$138,203
+HK$6,920/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,566/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,948
−HK$9,026/mo
▼ 0.25% · 3.875%
HK$148,425
−HK$4,549/mo
Today · 4.125%
HK$152,974
baseline
▲ 0.50% · 4.625%
HK$162,282
+HK$9,308/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,948/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,140
−HK$8,652/mo
▼ 0.25% · 3.875%
HK$164,435
−HK$4,357/mo
Today · 4.125%
HK$168,792
baseline
▲ 0.50% · 4.625%
HK$177,689
+HK$8,897/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,584/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,518 · Scale 2, in force from 26 Feb 2026)