LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,973
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,461
−HK$2,527/mo
Today · 4.125%
HK$84,988
baseline
▲ 0.50% · 4.625%
HK$90,159
+HK$5,171/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$169,976/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,969
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,355
−HK$2,421/mo
Today · 4.125%
HK$93,776
baseline
▲ 0.50% · 4.625%
HK$98,719
+HK$4,943/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,552/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,968
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,953
−HK$3,033/mo
Today · 4.125%
HK$101,986
baseline
▲ 0.50% · 4.625%
HK$108,191
+HK$6,205/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,972/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,763
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,626
−HK$2,905/mo
Today · 4.125%
HK$112,531
baseline
▲ 0.50% · 4.625%
HK$118,463
+HK$5,932/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,062/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,962
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$115,445
−HK$3,538/mo
Today · 4.125%
HK$118,983
baseline
▲ 0.50% · 4.625%
HK$126,223
+HK$7,240/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$237,966/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,557
−HK$6,729/mo
▼ 0.25% · 3.875%
HK$127,897
−HK$3,389/mo
Today · 4.125%
HK$131,286
baseline
▲ 0.50% · 4.625%
HK$138,207
+HK$6,921/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,572/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,951
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$148,429
−HK$4,549/mo
Today · 4.125%
HK$152,978
baseline
▲ 0.50% · 4.625%
HK$162,287
+HK$9,309/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$305,956/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,145
−HK$8,652/mo
▼ 0.25% · 3.875%
HK$164,440
−HK$4,357/mo
Today · 4.125%
HK$168,797
baseline
▲ 0.50% · 4.625%
HK$177,694
+HK$8,897/mo
Deposit HK$3.51M · loan HK$31.56M · min. income ≈ HK$337,594/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,558 · Scale 2, in force from 26 Feb 2026)