LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,979
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,467
−HK$2,528/mo
Today · 4.125%
HK$84,995
baseline
▲ 0.50% · 4.625%
HK$90,166
+HK$5,171/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$169,990/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,976
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,362
−HK$2,421/mo
Today · 4.125%
HK$93,783
baseline
▲ 0.50% · 4.625%
HK$98,727
+HK$4,944/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,566/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,975
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,960
−HK$3,033/mo
Today · 4.125%
HK$101,993
baseline
▲ 0.50% · 4.625%
HK$108,200
+HK$6,207/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$203,986/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,771
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,635
−HK$2,905/mo
Today · 4.125%
HK$112,540
baseline
▲ 0.50% · 4.625%
HK$118,472
+HK$5,932/mo
Deposit HK$14.03M · loan HK$21.04M · min. income ≈ HK$225,080/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,971
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$115,454
−HK$3,538/mo
Today · 4.125%
HK$118,992
baseline
▲ 0.50% · 4.625%
HK$126,233
+HK$7,241/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$237,984/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,566
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,907
−HK$3,389/mo
Today · 4.125%
HK$131,296
baseline
▲ 0.50% · 4.625%
HK$138,217
+HK$6,921/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,592/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,963
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$148,441
−HK$4,549/mo
Today · 4.125%
HK$152,990
baseline
▲ 0.50% · 4.625%
HK$162,299
+HK$9,309/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$305,980/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,157
−HK$8,653/mo
▼ 0.25% · 3.875%
HK$164,452
−HK$4,358/mo
Today · 4.125%
HK$168,810
baseline
▲ 0.50% · 4.625%
HK$177,708
+HK$8,898/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$337,620/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,673 · Scale 2, in force from 26 Feb 2026)