LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,986
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,474
−HK$2,528/mo
Today · 4.125%
HK$85,002
baseline
▲ 0.50% · 4.625%
HK$90,174
+HK$5,172/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,004/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,984
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,370
−HK$2,421/mo
Today · 4.125%
HK$93,791
baseline
▲ 0.50% · 4.625%
HK$98,735
+HK$4,944/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,582/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,984
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,969
−HK$3,034/mo
Today · 4.125%
HK$102,003
baseline
▲ 0.50% · 4.625%
HK$108,209
+HK$6,206/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$204,006/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,781
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,645
−HK$2,905/mo
Today · 4.125%
HK$112,550
baseline
▲ 0.50% · 4.625%
HK$118,482
+HK$5,932/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$225,100/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,981
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$115,464
−HK$3,539/mo
Today · 4.125%
HK$119,003
baseline
▲ 0.50% · 4.625%
HK$126,244
+HK$7,241/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$238,006/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,578
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$127,919
−HK$3,389/mo
Today · 4.125%
HK$131,308
baseline
▲ 0.50% · 4.625%
HK$138,229
+HK$6,921/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,616/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,975
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$148,454
−HK$4,550/mo
Today · 4.125%
HK$153,004
baseline
▲ 0.50% · 4.625%
HK$162,314
+HK$9,310/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$306,008/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,171
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$164,467
−HK$4,358/mo
Today · 4.125%
HK$168,825
baseline
▲ 0.50% · 4.625%
HK$177,724
+HK$8,899/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$337,650/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,805 · Scale 2, in force from 26 Feb 2026)