LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,987
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,475
−HK$2,528/mo
Today · 4.125%
HK$85,003
baseline
▲ 0.50% · 4.625%
HK$90,175
+HK$5,172/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,006/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,985
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,372
−HK$2,421/mo
Today · 4.125%
HK$93,793
baseline
▲ 0.50% · 4.625%
HK$98,737
+HK$4,944/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,586/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,985
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,970
−HK$3,034/mo
Today · 4.125%
HK$102,004
baseline
▲ 0.50% · 4.625%
HK$108,211
+HK$6,207/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$204,008/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,782
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,646
−HK$2,905/mo
Today · 4.125%
HK$112,551
baseline
▲ 0.50% · 4.625%
HK$118,484
+HK$5,933/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$225,102/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,982
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$115,466
−HK$3,538/mo
Today · 4.125%
HK$119,004
baseline
▲ 0.50% · 4.625%
HK$126,246
+HK$7,242/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$238,008/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,579
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,920
−HK$3,390/mo
Today · 4.125%
HK$131,310
baseline
▲ 0.50% · 4.625%
HK$138,231
+HK$6,921/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,620/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,977
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$148,456
−HK$4,550/mo
Today · 4.125%
HK$153,006
baseline
▲ 0.50% · 4.625%
HK$162,316
+HK$9,310/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$306,012/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,173
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$164,469
−HK$4,358/mo
Today · 4.125%
HK$168,827
baseline
▲ 0.50% · 4.625%
HK$177,726
+HK$8,899/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$337,654/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,824 · Scale 2, in force from 26 Feb 2026)