LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,988
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,476
−HK$2,528/mo
Today · 4.125%
HK$85,004
baseline
▲ 0.50% · 4.625%
HK$90,176
+HK$5,172/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,008/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,986
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,372
−HK$2,421/mo
Today · 4.125%
HK$93,793
baseline
▲ 0.50% · 4.625%
HK$98,737
+HK$4,944/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,586/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,986
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,971
−HK$3,034/mo
Today · 4.125%
HK$102,005
baseline
▲ 0.50% · 4.625%
HK$108,212
+HK$6,207/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$204,010/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,783
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,647
−HK$2,905/mo
Today · 4.125%
HK$112,552
baseline
▲ 0.50% · 4.625%
HK$118,485
+HK$5,933/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$225,104/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,983
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$115,467
−HK$3,539/mo
Today · 4.125%
HK$119,006
baseline
▲ 0.50% · 4.625%
HK$126,247
+HK$7,241/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$238,012/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,580
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,921
−HK$3,390/mo
Today · 4.125%
HK$131,311
baseline
▲ 0.50% · 4.625%
HK$138,232
+HK$6,921/mo
Deposit HK$10.52M · loan HK$24.55M · min. income ≈ HK$262,622/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,978
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$148,457
−HK$4,550/mo
Today · 4.125%
HK$153,007
baseline
▲ 0.50% · 4.625%
HK$162,317
+HK$9,310/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$306,014/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,175
−HK$8,653/mo
▼ 0.25% · 3.875%
HK$164,470
−HK$4,358/mo
Today · 4.125%
HK$168,828
baseline
▲ 0.50% · 4.625%
HK$177,727
+HK$8,899/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$337,656/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,837 · Scale 2, in force from 26 Feb 2026)