LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,990
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,478
−HK$2,528/mo
Today · 4.125%
HK$85,006
baseline
▲ 0.50% · 4.625%
HK$90,178
+HK$5,172/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,012/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,988
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,374
−HK$2,422/mo
Today · 4.125%
HK$93,796
baseline
▲ 0.50% · 4.625%
HK$98,740
+HK$4,944/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,592/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,988
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,973
−HK$3,034/mo
Today · 4.125%
HK$102,007
baseline
▲ 0.50% · 4.625%
HK$108,214
+HK$6,207/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$204,014/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,785
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,649
−HK$2,906/mo
Today · 4.125%
HK$112,555
baseline
▲ 0.50% · 4.625%
HK$118,488
+HK$5,933/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$225,110/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,986
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$115,469
−HK$3,539/mo
Today · 4.125%
HK$119,008
baseline
▲ 0.50% · 4.625%
HK$126,249
+HK$7,241/mo
Deposit HK$10.52M · loan HK$24.56M · min. income ≈ HK$238,016/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,583
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,924
−HK$3,390/mo
Today · 4.125%
HK$131,314
baseline
▲ 0.50% · 4.625%
HK$138,235
+HK$6,921/mo
Deposit HK$10.52M · loan HK$24.56M · min. income ≈ HK$262,628/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,982
−HK$9,028/mo
▼ 0.25% · 3.875%
HK$148,460
−HK$4,550/mo
Today · 4.125%
HK$153,010
baseline
▲ 0.50% · 4.625%
HK$162,321
+HK$9,311/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$306,020/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,178
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$164,474
−HK$4,358/mo
Today · 4.125%
HK$168,832
baseline
▲ 0.50% · 4.625%
HK$177,731
+HK$8,899/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$337,664/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,490,870 · Scale 2, in force from 26 Feb 2026)