LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,999
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,487
−HK$2,528/mo
Today · 4.125%
HK$85,015
baseline
▲ 0.50% · 4.625%
HK$90,188
+HK$5,173/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,030/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,998
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,385
−HK$2,421/mo
Today · 4.125%
HK$93,806
baseline
▲ 0.50% · 4.625%
HK$98,751
+HK$4,945/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,612/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,999
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$98,985
−HK$3,034/mo
Today · 4.125%
HK$102,019
baseline
▲ 0.50% · 4.625%
HK$108,226
+HK$6,207/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$204,038/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,797
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$109,662
−HK$2,905/mo
Today · 4.125%
HK$112,567
baseline
▲ 0.50% · 4.625%
HK$118,501
+HK$5,934/mo
Deposit HK$14.03M · loan HK$21.05M · min. income ≈ HK$225,134/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,998
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$115,482
−HK$3,540/mo
Today · 4.125%
HK$119,022
baseline
▲ 0.50% · 4.625%
HK$126,264
+HK$7,242/mo
Deposit HK$10.52M · loan HK$24.56M · min. income ≈ HK$238,044/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,597
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$127,939
−HK$3,390/mo
Today · 4.125%
HK$131,329
baseline
▲ 0.50% · 4.625%
HK$138,251
+HK$6,922/mo
Deposit HK$10.52M · loan HK$24.56M · min. income ≈ HK$262,658/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,998
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$148,477
−HK$4,551/mo
Today · 4.125%
HK$153,028
baseline
▲ 0.50% · 4.625%
HK$162,339
+HK$9,311/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$306,056/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,196
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$164,493
−HK$4,358/mo
Today · 4.125%
HK$168,851
baseline
▲ 0.50% · 4.625%
HK$177,751
+HK$8,900/mo
Deposit HK$3.51M · loan HK$31.57M · min. income ≈ HK$337,702/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,039 · Scale 2, in force from 26 Feb 2026)