LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,010
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,499
−HK$2,528/mo
Today · 4.125%
HK$85,027
baseline
▲ 0.50% · 4.625%
HK$90,201
+HK$5,174/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,054/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,010
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,398
−HK$2,421/mo
Today · 4.125%
HK$93,819
baseline
▲ 0.50% · 4.625%
HK$98,765
+HK$4,946/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,638/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,012
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$98,999
−HK$3,034/mo
Today · 4.125%
HK$102,033
baseline
▲ 0.50% · 4.625%
HK$108,241
+HK$6,208/mo
Deposit HK$14.04M · loan HK$21.05M · min. income ≈ HK$204,066/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,812
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$109,677
−HK$2,906/mo
Today · 4.125%
HK$112,583
baseline
▲ 0.50% · 4.625%
HK$118,518
+HK$5,935/mo
Deposit HK$14.04M · loan HK$21.05M · min. income ≈ HK$225,166/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,014
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$115,498
−HK$3,540/mo
Today · 4.125%
HK$119,038
baseline
▲ 0.50% · 4.625%
HK$126,282
+HK$7,244/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$238,076/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,615
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$127,957
−HK$3,390/mo
Today · 4.125%
HK$131,347
baseline
▲ 0.50% · 4.625%
HK$138,271
+HK$6,924/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$262,694/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,018
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$148,498
−HK$4,551/mo
Today · 4.125%
HK$153,049
baseline
▲ 0.50% · 4.625%
HK$162,362
+HK$9,313/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$306,098/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,219
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,516
−HK$4,359/mo
Today · 4.125%
HK$168,875
baseline
▲ 0.50% · 4.625%
HK$177,776
+HK$8,901/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$337,750/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,248 · Scale 2, in force from 26 Feb 2026)