LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,014
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,503
−HK$2,528/mo
Today · 4.125%
HK$85,031
baseline
▲ 0.50% · 4.625%
HK$90,205
+HK$5,174/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$170,062/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,014
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,402
−HK$2,422/mo
Today · 4.125%
HK$93,824
baseline
▲ 0.50% · 4.625%
HK$98,769
+HK$4,945/mo
Deposit HK$17.54M · loan HK$17.54M · min. income ≈ HK$187,648/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,016
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$99,003
−HK$3,034/mo
Today · 4.125%
HK$102,037
baseline
▲ 0.50% · 4.625%
HK$108,246
+HK$6,209/mo
Deposit HK$14.04M · loan HK$21.05M · min. income ≈ HK$204,074/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,817
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$109,682
−HK$2,906/mo
Today · 4.125%
HK$112,588
baseline
▲ 0.50% · 4.625%
HK$118,523
+HK$5,935/mo
Deposit HK$14.04M · loan HK$21.05M · min. income ≈ HK$225,176/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,019
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,504
−HK$3,540/mo
Today · 4.125%
HK$119,044
baseline
▲ 0.50% · 4.625%
HK$126,287
+HK$7,243/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$238,088/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,620
−HK$6,733/mo
▼ 0.25% · 3.875%
HK$127,962
−HK$3,391/mo
Today · 4.125%
HK$131,353
baseline
▲ 0.50% · 4.625%
HK$138,277
+HK$6,924/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$262,706/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,025
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$148,505
−HK$4,551/mo
Today · 4.125%
HK$153,056
baseline
▲ 0.50% · 4.625%
HK$162,369
+HK$9,313/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$306,112/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,226
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,523
−HK$4,359/mo
Today · 4.125%
HK$168,882
baseline
▲ 0.50% · 4.625%
HK$177,784
+HK$8,902/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$337,764/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,315 · Scale 2, in force from 26 Feb 2026)