LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,015
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,503
−HK$2,529/mo
Today · 4.125%
HK$85,032
baseline
▲ 0.50% · 4.625%
HK$90,206
+HK$5,174/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,064/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,015
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,403
−HK$2,422/mo
Today · 4.125%
HK$93,825
baseline
▲ 0.50% · 4.625%
HK$98,770
+HK$4,945/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,650/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,017
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,004
−HK$3,035/mo
Today · 4.125%
HK$102,039
baseline
▲ 0.50% · 4.625%
HK$108,247
+HK$6,208/mo
Deposit HK$14.04M · loan HK$21.05M · min. income ≈ HK$204,078/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,818
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,683
−HK$2,907/mo
Today · 4.125%
HK$112,590
baseline
▲ 0.50% · 4.625%
HK$118,524
+HK$5,934/mo
Deposit HK$14.04M · loan HK$21.05M · min. income ≈ HK$225,180/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,020
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,505
−HK$3,540/mo
Today · 4.125%
HK$119,045
baseline
▲ 0.50% · 4.625%
HK$126,289
+HK$7,244/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$238,090/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,622
−HK$6,732/mo
▼ 0.25% · 3.875%
HK$127,964
−HK$3,390/mo
Today · 4.125%
HK$131,354
baseline
▲ 0.50% · 4.625%
HK$138,278
+HK$6,924/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$262,708/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,026
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$148,506
−HK$4,552/mo
Today · 4.125%
HK$153,058
baseline
▲ 0.50% · 4.625%
HK$162,371
+HK$9,313/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$306,116/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,228
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,525
−HK$4,359/mo
Today · 4.125%
HK$168,884
baseline
▲ 0.50% · 4.625%
HK$177,786
+HK$8,902/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$337,768/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,332 · Scale 2, in force from 26 Feb 2026)